Data Privacy Policy

At School Fees Pay, we treat your data with the same level of security as your finances. This policy explains how we collect, protect, and manage your information.

1. Information We Collect

To provide a seamless payment experience, we collect the following categories of information:

Personal Identity

Full names, Ghana Card details, and contact information for parents and school administrators.

Student Records

Student IDs, levels, and enrollment status provided by the educational institution.

2. How We Use Your Data

Your data is used strictly for functional purposes: processing school fee payments, verifying identity to prevent fraud (AML compliance), and providing automated digital receipts to both parents and schools.

3. Security Measures

We implement AES-256 bit encryption for data at rest and TLS/SSL protocols for all data in transit. We do not store full credit card or Mobile Money PIN details on our servers; all payment processing is handled by PCI-DSS compliant partners.

4. Third-Party Disclosure

We do not sell your personal data. We only share information with payment processors (e.g., Paystack) and regulatory bodies (e.g., Bank of Ghana or FIC) as required by law to complete your transactions.

5. Your Rights (Act 843)

Under Ghana's Data Protection Act, you have the right to access your data, request corrections, or object to certain processing activities. To exercise these rights, please contact our Data Protection Officer at privacy@lovexpress.com.